Buy now and pay later with PayPal Credit!

No lengthy application to fill out, just answer two quick questions, accept the terms and get a decision in seconds.

You can take advantage of promotional financing offers at thousands of stores when you use PayPal Credit. These offers let you spread purchases out over a longer period of time and offer ways to avoid paying interest.

Here’s what you need to know:

• • Offers vary depending on where you shop and how much you spend.
• • You may be offered one of the following promotions when you make a qualifying purchase:
  • – No Payments + No Interest if paid in full in 6 or 9 months
  • – No Interest if paid in full in 6, 12 or 18 months (minimum monthly payments required)
• • Interest will be charged to your account from the posting date (which is usually within a few days of the purchase date) at your current Annual Percentage Rate (APR) of 19.99% if the purchase balance is not paid in full by the promotion expiration date.
• • The Deferred Interest Summary section of your Statement will help you keep track of promotion expiration dates.

If approved, Comenity Capital Bank will extend credit to you for the amount financed to pay for your purchase. Comenity Capital Bank will pay the merchant on your behalf for the purchase.

About PayPal Credit

• • PayPal Credit is a reusable credit line available on purchases at thousands of stores that accept PayPal. It’s also available for purchases on eBay and exclusively at thousands of other online stores. Plus, it comes with the same security and flexibility you trust from PayPal.
• • If approved, we start you off with a minimum credit line of at least $250.
  See FAQ tab for more info.
• • The Annual Percentage Rate (APR) is 19.99% and the Minimum Interest Charge is $2.00.
  See Terms and Conditions tab for more info.
• • If you miss a payment your late fee could be up to $35, even less if it’s your first time.
  See FAQ tab for more info.

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